<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xmlns:video="http://www.google.com/schemas/sitemap-video/1.1"><url><loc>https://bodaeri.com/news/silson-early-discount-2026-11/</loc><lastmod>2026-11-02T15:00:00+09:00</lastmod><priority>0.8</priority><image:image><image:loc>https://bodaeri.com/news/media/silson-early-discount-2026-11/hero.jpg</image:loc></image:image><video:video><video:thumbnail_loc>https://bodaeri.com/news/media/silson-early-discount-2026-11/short-poster.jpg</video:thumbnail_loc><video:title>초기 실손 할인, 45초 정리</video:title><video:description>11월부터 1·2세대 실손 계약자는 보험료를 낮출 길을 두 가지 중에서 고를 수 있다. 그런데 '3년간 50% 할인'은 지금 내는 보험료가 아니라 새로 드는 5세대 보험료에 붙는다. 계약 유지 특약과 5세대 전환이 각각 무엇을 포기하는지 비교했다.</video:description><video:player_loc>https://www.youtube.com/embed/Hoab9zm5NLw</video:player_loc><video:duration>46</video:duration><video:publication_date>2026-11-02T13:00:00+09:00</video:publication_date></video:video></url><url><loc>https://bodaeri.com/news/</loc><lastmod>2026-11-02T15:00:00+09:00</lastmod><priority>1.0</priority></url><url><loc>https://bodaeri.com/news/topic/silson/</loc><lastmod>2026-11-02T15:00:00+09:00</lastmod><priority>0.7</priority></url><url><loc>https://bodaeri.com/news/shorts/</loc><lastmod>2026-11-02T15:00:00+09:00</lastmod><priority>0.6</priority></url><url><loc>https://bodaeri.com/news/podcast/</loc><lastmod>2026-11-02T13:00:00+09:00</lastmod><priority>0.7</priority></url><url><loc>https://bodaeri.com/news/podcast/ep001-silson-early-discount/</loc><lastmod>2026-11-02T13:00:00+09:00</lastmod><priority>0.6</priority></url><url><loc>https://bodaeri.com/news/calendar/</loc><lastmod>2026-11-02T13:13:46+09:00</lastmod><priority>0.8</priority></url><url><loc>https://bodaeri.com/news/about/</loc><lastmod>2026-11-02T12:00:00+09:00</lastmod><priority>0.3</priority></url></urlset>
